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How to Finance Cosmetic Surgery?

Cosmetic surgery is more popular than ever. Thousand of Brits are going under the knife every year from everything from breast implants to a tummy tuck. However, if you are electing to have cosmetic surgery, it can be expensive.

So, if you need to finance cosmetic surgery, find out why secured loans could be the answer.

Cosmetic Surgery

Cosmetic surgery is performed to improve your appearance and your self-esteem. It involves procedures to reshape parts of the body that are otherwise functioning properly.

There are dozens of different types of cosmetic surgery available. A survey by the American Society for Aesthetic Plastic Surgery in 2008 found that breast augmentation was the most popular procedure, followed by liposuction, cosmetic eyelid surgery (blepharoplasty) and nose procedures (rhinoplasty).

Some of the most common cosmetic surgery procedures in the UK are:

  • Botox – treats wrinkles via a Botox injection. It is used in the treatment of wrinkles, frown lines, and crow’s feet
  • Face lift – performed to reduce the effects of aging by removing the lines and creases in your face
  • Breast augmentation/reduction – designed to adjust your figure by increasing or decreasing breast size
  • Liposuction – a small hollow needle is used to remove fat through suction. Tunnels created through the fat tissue beneath the skin collapse, resulting in a better contoured body
  • Tummy tuck – this is a procedure for people who have excess skin and fat around the abdomen and want to have it removed
  • Laser hair removal – the energy of a laser is absorbed disproportionately by hair follicles and transformed into heat, destroying the follicle

Cost of Cosmetic Surgery

Most cosmetic surgery is elective, meaning that you choose to have the procedure. This means that you have to attend a private clinic and meet the cost of the cosmetic surgery yourself.

Cosmetic surgery isn’t cheap. Brest augmentation can easily cost in excess of £2,500, tummy tucks and face lifts can cost upwards of £5,000 to £6,000 whereas each single Botox injection can cost around £200.

Many private clinics offer finance packages for you to meet the cost of your surgery. However, many of them will make a chunk of their profit on these plans as they sometimes charge a high rate of interest dependent on your individual status.

Financing Cosmetic Surgery with a Secured Loan

If you are looking for a simple, straightforward, low cost option for financing your cosmetic surgery, have you considered a secured loan?

Secured loans allow you to borrow against the equity in your home. Lenders take everyone’s personal circumstances into account and your loan and interest rate is typically determined by:

  • Your income
  • The value of your home
  • Your credit rating

Even if you have experienced credit problems in the past, you can still obtain a secured loan to finance cosmetic surgery. The process is simple and once you receive your loan you will simply have to make one affordable payment every month.

So, if you want to boost your confidence by looking younger, reshaping your body or removing those lines or wrinkles, why not consider a secured loan? You’ll be surprised how affordable your payments are and how quickly you can achieve the look you have been dreaming of.

To use your home to raise money at a competitive APR, please fill this homeowner loan form.

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